Many people these days are struggling with the problem of debt in varying degrees, and for some it is quite a huge burden. Whether large or small amounts of debt, almost everyone has some, and it can be very hard to get out of debt and stay out. Consumers are offered some much needed help at the Freedom Debt Management website found at www.freedomdm.org.
Those struggling with their monthly bills will be very happy to know that the website provides their services free of charge. Fees are charged by most debt consultants and debt consolidation companies, and this just adds to the problems their clients already have. It seems to be an easy choice to turn to a not for profit organization that provides the same service, but free to the client.
At Freedom Debt management, clients will find different areas of help from debt consolidation to budget counseling, and a free online evaluation of their debt. Diagnosis of individual’s and couples’ problems with debt and money management is only a computer click away. The debt management consultants you will find on this website can offer help rather quickly after they get the results of the debt evaluation, and will be able to find the solution that is most appropriate for you. A tool on the website allows input of total debt amount and interest rate to calculate what the debt actually will cost by the time it is repaid. That amount is rarely made clear when the person is applying for the credit in the first place.
A wealth of information is available on the website, as well, on the Fair Debt Practices Act, and will educate people on their rights, and what their creditors can and cannot do in the attempt to collect a debt. This information can help people put an end to unnecessary harassment from finance companies, credit card companies or banks.